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The Debt Cycle
The Debt Cycle Video

We dispel the myth that keeps so many people struggling with debt.
Budget, Audit, Monitor
Budget Audit, Monitor

The three golden steps to regain control of your household budget.
10 minutes to financial freedom
Pay down debt

If you have a mortgage or credit card debt, you must watch this video.
FSF Program Overview
FSF Program Overview

The power of $1 dollar. Watch to see the amazing results we get when we add just $1 to our Debt Reduction Program.

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IARFC

National Association of
Certified Credit Counselors
NACCC
 

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Money Smart Week

   Success Stories
Lifetime saver sings our praises:

I was destined to find FreshStartForms. I'm a lifetime saver, I get a kick out of saving money. I've never struggled with debt, but I am always looking for ways to make my dollar go farther. I FOUND IT! Without getting a second job or working extra hours, I am going to save $100,088 in interest payments and payoff my property 13 years and 5 months faster.
Stay at home mom finds success:

My husband and I recently decided that I would leave my job and stay at home with our three girls full-time. Managing our expenses without a second income has been difficult and I had often wondered if we made the right decision. This program has not only showed me how to save money every month, but it has also given us a plan to be completely debt free sooner. Our current 15 year mortgage will be paid off 2.5 years sooner and we’ll be saving more than $7,000.
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